12 Month Rate Protection: Your rates are locked infor a entire year, not just 6 months like most other companies.

Lifetime Renewability: Once you become a AARP Car Insurance policyholder, you are assured continued coverage as long as you’re able to drive and meet a few simple requirements.

24/7 Claim Hotline: Claim professionals are available any time, day or night, with service that is backed by a 6 point claim satisfaction guarantee.

New Car Replacement: If you have a total loss of a new car with in the first 15 months or 15,000 miles after purchase, we’ll pay to replace the vehicle- of the same make, model and equipment-with no deduction for depreciation.

*Depending on the auto plans available in your state you may be eligible for the following benefits. In the event that you do have an accident, having these additional features could save you a significant amount of money.

First Accident Forgiveness: We will waive any premium increase that would normally be charged with your first accident, provided that all drivers on the policy are free of accidents and major violations for the previous 5 years.

Disappearing Deductible: Maintain a clean driving record we’ll reduce your deductible by $150. It will continue to go down by $50 each additional accident free year until it reaches $0.

Waiver of Deductible For Not At Fault Accident: In most cases if the accident isn’t your fault we’ll pay your deductible. We’ll pay the full amount of covered charges and the deductible as well – this is AARP Car Insurance Policy – not the AARP Homeowners Insurance or AARP Life Insurance Policies.

$100 Deductible Waiver For Choosing an Approved Repair Shop: If you choose an approved auto shop we’ll waive $100 of your deductible and you’ll receive a guarantee on the workmanship of claim repairs.